Hi Katie,
I worked in family practice for many years. We were part of one of the new Ontario Primary Care Networks that had mental health counsellours right on site. Their services were covered. I would suggest that you discuss your options with your family doctor. Hopefully they can refer you to somewhere that is covered, especially since as you say, you have been seeing progress in yourself. If they do not have any suggestions for you, you may want to try checking with any local mental health clinics to see if they have any suggestions. (You may then need a referral from your family doctor to access their services.) These clinics may be located in the community or as part of a local hospital. Unfortunately I am not familiar with Toronto, but I will check with the other moderators for you.
Casey
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The Panic Center Support Team